"Driscoll Property Management makes handling our foreclosure property so much easier. They are reliable, honest and quick to act. With a crew that can handle almost any improvement or repair, they are the full package"

Deborah L Hass,
Sr. Vice President/Branch Manager
Northwoods National Bank
"Driscoll Property Management increases property value with two important factors, integrity and reputation"

David H.
"Driscoll Property Management have been a very effective way for me to own income property. Their quick response to and ability to perform needed repairs and reasonable fees make their services a good value. I would recommend Driscoll for all your management and remodeling needs"

Mike V.

How to Build Your Credit as a Renter

Rental Tidbits - Posted On 03/08/2018 12:31 PM, Last Updated 03/08/2018 12:44 PM

by Cynthia Kim
February 13, 2018



Credit Building

Like most people renting apartments, you might not know that having your on time monthly rent payments reported to the major credit bureaus can help to build and increase your credit score. And this is important if you plan to buy a new car or home in the future.

A good or bad credit score can mean the difference between getting better terms such as lower interest rates or qualifying for a loan in the first place. Bottom line it is important to be proactive knowing how much a credit score can affect your life. Millions of Americans also fall into the Credit Invisible and Credit Unscorable categories those with no or low credit scores. This can happen to anyone, from young adults who are on their own for the first time to military personnel returning from overseas deployment and to those who are recently divorced or widowed. And the sad truth is that the credit invisible and credit unscorable are most vulnerable to predatory lending and face significant challenges in accessing most mainstream credit markets.

Why you have not heard of rental payment history reporting before?

Monthly rent payments are highly correlated with the ability to repay debt in a timely manner, yet rent payments were not accepted as data sources for calculating credit scores for a long time. It is not the case today. In fact, the big three credit-reporting agencies Equifax, Experian, and Trans Union now add verified rent payment data into their credit files and score calculations. Rent is reported as a tradeline on credit reports. Your rental payment history will be included as part of your standard credit report and other credit scores.
Credit Building

How does this work?

There are services that you can sign up to opt-in to reporting your rental payment history and they are pretty affordable. You provide details about your lease and landlord, and the service provider will usually take care of the rest from the rent verification process to reporting rent payment history and updating your credit report. Most renters that sign up for these services see an increase in their credit scores right away. Note that there are differences between rental history reporting services and rental payment services. Rental payment services allow renters to pay rent online to property managers and landlords when due. Rental history reporting services report your payments (you make your payments) to the credit reporting agencies that take rental payments into account.
Credit Building

How long should I be a renter before I sign up?

You do not have to be a long time renter to find this type of service beneficial to building and improving your credit score. Remember, as with any credit report trade line, the more months of data, the greater the impact can be on your score.

Rent payment history is becoming an important part of calculating credit scores. If you currently rent or are considering renting, do not miss out on a big opportunity to build your credit.


This oven cleaner is the Bomb

Rental Tidbits - Posted On 02/12/2018 09:22 AM
This is the most amazing oven cleaner. It really works. Let us know if you try it. 


HOMEMADE OVEN CLEANER
1/4 cup dish soap
1/2 cup lemon juice 
1 cup vinegar 
1 1/4 cup water
Shake gently to combine ingredients, spray your stove. Let sit for a little bit and voila, a brand new looking stove!!!!!




Sofa Solutions for a Small Apartment

Rental Tidbits - Posted On 01/25/2018 01:15 PM, Last Updated 01/25/2018 01:53 PM
Are you moving into an apartment that is big on charm but short on square footage? A great sofa is the one piece of furniture that will really make it feel like home, so choose yours wisely to maximize style and function while playing to the strengths of your space.


#1: Consider an apartment sofa.

If you are planning to rent for the foreseeable future and may even move a few times over the years, a sofa built to live in smaller spaces will serve you well for several reasons. These apartment sofas are typically designed with a shorter length and depth measurements than most standard sofas, which comes in handy when you need to fit the sofa into a moving truck or an apartment buildings elevator or carry it through narrow entryways or hallways. Once in your living room, an apartment sofa will not overwhelm the scale of the space and will leave you with more room to add additional furniture and accessories such as side tables, shelving or plants.

#2: Use an ottoman rather than a coffee table.

When paired with an apartment sofa, an upholstered ottoman provides a way for two people to get comfortable during a great night of binge-watching TV. At other times, like when you are having a meal in the living room or entertaining a group of friends, you can use trays for stability so the ottoman becomes a surface for drinks and plates, just as a coffee table would.

#3: Choose a sectional.

A petite sectional is a surprisingly good idea in many small living rooms since you can use it to completely fill a corner, getting the most possible use out of your available square footage. Sectionals provide flexible seating when you are entertaining it is easier to squeeze one more friend onto a sofa than into a chair and because they are not one long continuous piece, they are easy to move. Plus, when you are home by yourself, you can not beat the comfort of stretching out on the chaise part of your sectional.

#4: Go for quality.

Sofas are an important purchase. When choosing one for your small-scale, right-now living room, think ahead to where it might live in the future: Would this piece work in a home office? How about a kids playroom? Do your research on furniture retailers and buy from one with good reviews for materials and construction. Look for phrases like benchmade in the USA and sofas with kiln-dried hardwood frames, which resist warping. Consider choosing genuine leather upholstery which only gets better with age or a fabric marked family friendly or high traffic to ensure your sofa is up to the challenge of your lifestyle for years to come.

#5: Try a chaise.

If your apartment is primarily your personal domain, a chaise could be your perfect space-saving solution. The half-sofa, half-chair combo lends a certain air of glamour to a room, and while it is just enough livingroom seating for one person today, you will be surprised at how versatile a chaise can be if, down the road, you decide to use it in a bedroom, office or sunroom.

#6: Opt for a clean look.

In a small space, simple is usually best. Clean, modern lines look fresh and uncluttered, and they stand the test of time better than ornate or traditional styling. Neutrals and fun, statement-making colors both look great on modern sofas, and if you are in the mood to show off a bold print, try it with decorative pillows. They are easy to swap in and out as your style evolves.

By Amalie Drury Sept. 21, 2017 

http://bit.ly/2Btl60u





First Apartment 101: Surviving Your First Year

Student Housing - Posted On 08/31/2017 02:06 PM, Last Updated 08/31/2017 02:38 PM

If you think moving away to college is scary, trying moving into your first apartment in college! I moved into my first apartment my sophomore year, and while I definitely am in love with the freedom it brings, it does bring on a new set of challenges. Roommates, grocery shopping, signing a lease, and figuring out expenses are just some of the many things to consider when moving into your first apartment. Here are my tips for helping you survive your first year out of the dorms!

ROOMMATES

When I moved into my first apartment, I chose my closest friends as roommates. While this sounded super amazing at the time, it actually failed especially within the first few months. Now, I live alone in a nicer apartment ten minutes from campus. This works better for me. I have found from both myself and other friends that rooming with friends is not usually the best situations. You never really know a person until you live with them, and while you might love watching movies with your friend on Friday nights, you might not like her habit of blasting music until 2 am. I think the best roommates are people you like but are not close friends with.

Your college Facebook page or housing website probably has resources for students looking for roommates. This is a great place to start your search, just be sure you meet with your prospective roommate first to make sure you are on the same page about the important stuff. Here are some questions you should ask before moving in with someone:

  • At what time do you usually go to bed on weeknights? Weekends? While you may not think this is a huge deal, especially if you have different bedrooms, it is always good to keep in mind. If you like to go to bed early, you probably will not appreciate your roommate watching TV in the living room all night
  • Are you a clean person? If you are a neat freak, you will not appreciate a roommate that does not know how to clean dishes
  • How do you plan to pay rent and utilities? I do not mean for this to be an overly personal question, but a general idea of how your roommate plans to pay rent can help avoid a situation where he/she is not able to pay their share. Do they have a part-time job? Financial aid? Parental support?
  • How do you feel about having friends over? It is important for your roommate and you to be on the same page regarding visitors. Do they have a significant other who will spend the night a lot? Do they host study groups after class?
  • Which chores do you mind doing? If they absolutely refuse to clean the bathroom, that might become an issue.
  • It is important that you and your roommate are on the same page about the big stuff. If you do not end up being best friends, that is perfectly fine. The most important thing is that you are able to respect each other and your personal space.
  • BUDGETING

    The biggest challenge that comes with moving into your first apartment is usually the finances. Depending on your lease, you will likely become responsible not just for rent but also for cable, the internet, groceries, electric, and water fees. I personally believe it is easiest to split all costs down the middle, but there could be situations where one roommate might pay more. For example, if you have the master bedroom and everyone else lives in closet rooms or shared rooms, then you might pay a little more in rent. These are numbers you need to figure out before you sign the lease. Consider downloading a money transfer app to make splitting bills stress-free (see below)! I recommend keeping a calendar in a central place like the fridge with a reminder for the due dates of all important bills. Designate one roommate for each bill whose responsibility it is to submit it on time.

    PAYPAL/VENMO

    When it comes to sending and receiving money for bills, I cannot stress the value of PayPal enough. I have been using Paypals money sending app Venmo since I began college two years ago. It works almost like social media for your bank account. Sending and receiving money is as easy as texting, and you do not have to bother going to the bank or passing a check to your roommate. I go to school four hours away from home, so Venmo makes it easy for my parents to send me funds for books or groceries every once in a while.

    PayPal also makes it easy to do good with the PayPal Giving Fund which donates 100% of proceeds to a charitable organization such as Let Girls Learn and the Boys and Girls Club. Any payments through the end of August will receive a 1% match by PayPal. These charities are dedicated to providing educational opportunities to all children. PayPal makes it easy to discover and donate to new charities while browsing, so you should be sure to check out the Giving Fund for more information.

    Moving into your first apartment in college is honestly so exciting! You will love the freedoms that come with living outside of a dorm, like cooking your own food and buying furniture! It will take some getting used to, but you have definitely got it under control! 

  • Driscoll Property Management www.driscollpm.com 

  • by Samanthability


Apartment Living Checklist

Rental Tidbits - Posted On 08/23/2017 04:45 PM
Rental Checklist
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